What it takes to Achieve Victorious SMS Marketing

As you decide to employ SMS marketing system, you may have done some research and you understand how valuable the tactic is. Nonetheless how can you decide on a text messaging service provider? Similar to any marketing strategy, you should pay attention to the ups and downs of every single part of your campaign. Yet [...]

What is an Annuity Quote?

you have received that much anticipated letter from your company that outlines your retirement pension. You now have the ability to take that pension and make it work for you. This is done by investing it in an annuity. An annuity merely takes your pension, invests it and pays out a set amount every month [...]

Post Your Job Here

To find out more how to post your jobs on leedsfinancialservices.org.uk, please contact us for pricing.  

jobs jobs

What is a Payday Loan?

The idea of getting a payday loan may seem like a failure in budgeting for some people. But did you know that payday lenders are on the rise as far as lending people money to get through until their next payday. Ensure you get the best deals though as rates vary hugely with different terms. [...]

payday loans payday loans

Freight Cargo Insurance to Rise

For any business reliant on deliveries, transportation from suppliers, haulage companies and the like, freight insurance is a cost that must be bared. Freight and haulage insurance costs  have been on the increase recently, due to a higher number of claims for truck thefts, the stealing of goods  - mostly organised crime groups with insider [...]

cargo cargo

What it takes to Achieve Victorious SMS Marketing

Posted by admin on December 6th, 2011

As you decide to employ SMS marketing system, you may have done some research and you understand how valuable the tactic is. Nonetheless how can you decide on a text messaging service provider?

Similar to any marketing strategy, you should pay attention to the ups and downs of every single part of your campaign. Yet the option will fall to how much you are willing to spend on it and what you plan to do with the service.

Whichever way you choose to implement SMS marketing, one of the easiest methods is to use an SMS mobile gateway solution like one provided by txtNation.

Phone Application

One good example of this is an iPhone app that operates geo-locator innovations in order to deliver messages automatically when customers are in the locations of a participating company. This service can be completely inexpensive, especially if there is absence of competition. Nonetheless, the method is best for fast food restaurants and clothing retailers that are located in regions with poor competition for their products.

Short Code System

A great way to connect to other users/subscribers for marketing your products, solutions and more…

Entertainment Market Premium rate messages, subscription service for TV and radio polling, games, chat, dating, quizzes.
Marketing Premium billed competitions, subscription services and promotional reminders, group functions, incentives and promotions.
e-Commerce Transaction fees for the redemption of coupons, point of sale purchases and micropayments; subscriber rate plans.
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Picking the Right Specialised Courier Insurance Provider

Posted by admin on November 1st, 2011

Do you own a courier service company or a van?  If yes, you’ll no doubt know that you need to cover your day to day running of the company in the form of a courier insurance policy, whether your dealing with bike(s), a van, or possibly a fleet of vehicles.  If you’re transporting a rare antique to Bonhams,  taking a van laden with diamonds to Royalty or shifting some copper railways or cabling to the scrap yard,  the insurance premiums will differ immensely.

For those that use their van to deliver items on behalf of others, there are a number of policies available to suit.   This will ensure that the goods being transported are covered within the policy and will also ensure that your clients needs are in safe hands.  If you’re transiting and delivering a standard parcel or special packages that are fragile, it’s important you are protected against accidental damage and other scenarios.

There are a number of providers and insurance offerings out there on the market, but it’s not just about comparing the cheapest courier insurance quote, you also need to make sure the policy is fit for purpose.  Make sure you read the small print. Check what the excess amount is and also the maximum payout.  If you are handling one off jobs with valuable goods, make sure you are covered for the value of the items. Are you covered for night driving, shipping yards, and building sites, or trips across the channel into Europe, for your annual Christmas booze and cheese trip for the local Xmas Charity Hamper organisation.  You may want to cover haulage as well if you occasionally ship large loads.

If you’re unsure if a particular insurance policy covers your situation, there are often online advisors available to help you.

 

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What is an Annuity Quote?

Posted by admin on September 13th, 2011

you have received that much anticipated letter from your company that outlines your retirement pension. You now have the ability to take that pension and make it work for you. This is done by investing it in an annuity. An annuity merely takes your pension, invests it and pays out a set amount every month while accruing interest. You can shop around for an annuity quote. The internet puts the capabilities of fast searching and puts it at your fingertips. You can search for quotes company by company or you can find a website that searches multiple companies at the same time and gives you several quotes to choose from.

There are some things you should consider before picking an annuity quote. The first being how much you need to cover your expenses every month. Now that you are facing retirement you can choose to keep working and draw an annuity but it is best to hold off on using your annuity until you actually need it. Knowing how much you will need to cover medical expenses such as medication needs should be added to your budget. Another thing to keep in mind when choosing your annuity quote is what you plan to do while retired. Do you plan on sitting in your favorite chair reading books you were never able to get to read? Do you plan on travelling the world? Or do you plan on setting up a fund for your children and grandchildren on top of basic living expenses for yourself? Knowing the answer to these questions enables you to pick the best annuity quote.

Once you have narrowed the choices down to a few, you can then use the terms and conditions to pick the right one for you. Some annuities may not allow you to withdraw a large lump sum in times of need. And some may charge a hefty penalty if you do withdraw more than your monthly allowance. Making sure what you are signing up for when you pick your annuity will make retired living that much more enjoyable.

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Post Your Job Here

Posted by admin on July 22nd, 2011
jobs

To find out more how to post your jobs on leedsfinancialservices.org.uk, please contact us for pricing.

 

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What is a Payday Loan?

Posted by admin on July 21st, 2011
payday loans

The idea of getting a payday loan may seem like a failure in budgeting for some people. But did you know that payday lenders are on the rise as far as lending people money to get through until their next payday. Ensure you get the best deals though as rates vary hugely with different terms. Findthepaydayloan can help you compare the various loans and available payday providers to enable you to borrow on the most favourable rates.

You can budget all you want and finally find the right one for you and your situation but things happen that aren’t included in the budget. These things can include car trouble, or an unexpected bill.  These little things to some people can become a huge deal to others who find making ends meet a challenge in itself.

The need for payday loans should only be a short term fix. Unlike credit cards, pay day loans have a high interest rate that, if not paid as soon as you are financially able, will lead to high fees and even higher debt. A recent study states that payday loans are needed over 50% more in the beginning of the month of May than in any other month, including December. That isn’t just in the UK, but in the US and Canada as well. It is largely due to the winter heating bills catching up with the summer cooling bills.

It is essential that if you take out a payday loan that it is paid back on the due date, preferably before, in order to reduce the loan fees and head off the possible late repayment penalties that can and will be tacked onto the amount owed. By ensuring you only borrow what you know you can afford to pay back, you can avoid additional debt and possible hit to your credit score. As with all financial things, make sure that you borrow responsibly to make sure that your short term loan doesn’t turn into a long term headache.

 

 

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Freight Cargo Insurance to Rise

Posted by admin on June 1st, 2011
cargo

For any business reliant on deliveries, transportation from suppliers, haulage companies and the like, freight insurance is a cost that must be bared.

Freight and haulage insurance costs  have been on the increase recently, due to a higher number of claims for truck thefts, the stealing of goods  - mostly organised crime groups with insider knowledge of truck routes, haulage and the main logistics itinerary.

 

A friend of mine used to run a gift business and his supplier experienced a major theft of a huge haul of toys and gifts.   He had taken pre orders from a high volume of existing and new customers and was quickly thrown into a panic over the possibility of losing thousands of pounds of orders.    On investigation by the authorities it was found that this was an inside job. The lorry driver and a group of seemingly estranged thieves  stopped the lorry on a minor road route and proceeded to acquire the whole load of kids toys, destined not to end up at the foot of many kids Christmas tree via the intended route, but probably up for sale on ebay. They evidently escaped and hastily relegated themselves to obscurity, but where later caught and arrested on the aforementioned charges.

Security of your goods is paramount when choosing a road haulage company or participating in a freight exchange contract. International freight on-line freight exchange agency such as www.logintrans.ie make it their priority to ensure all risk factors are verified and covered; for example  index of financial credibility and credit risk with a given company, do they have a reliability carrier certificate?

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Critical Life Cover: What it Really Means

Posted by admin on May 25th, 2011

When starting a family one thing you start to worry about is, “What if something happens to me where I cannot provide for my family?” or even worse, “What would happen if I die and my family is left with nothing?” As a parent, you want to make sure they are well taken care of in any event. You can buy life insurance by itself and add critical illness cover separately but you may be able to save money by having both in the same policy. This policy type is a critical life cover policy.

This is a blend of life cover and critical illness cover that offers a lower life insurance policy as well as a policy that covers many common and uncommon illnesses. The critical illness cover would be paid out in a lump sum that is considered tax free after you have survived the illness for at least a month on most policies and in the event of death it would also pay out the life insurance benefits.

The lump sum payment allows your family to pay bills, including your mortgage in most cases, and cover any unexpected expenses while you are dealing with your illness. And if you pass away while battling your illness, they will have the money that may keep them in the lifestyle they are used to while dealing with your death. The most common illnesses covered are stroke, cancer, heart disease, major organs transplants, and even HIV.

When combining both life and critical illness coverage, you may only see a small increase in premiums versus having them as separate policies. This makes it easier when trying to budget the expense of adding sound of mind for your family. The last thing you and your family need during your time of need is the added stress of financial hardship. Having critical illness cover is just another way to make sure your family’s way of life isn’t further affected during the time they have to cope with your illness or death.

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Leeds – financial capital of the North

Posted by admin on May 13th, 2011
yorkshire bank

Leeds is widely recognised as the foremost UK centre outside London for financial and professional services and as the financial capital of the North. The financial and business services sector in Leeds city region employs 270,000 people and is a major driver of economic growth.

 

yorkshire bank

Moreover, Leeds is simply a great place to do business. Lively, cosmopolitan and outward looking, the city’s amenities and attractions are all you would expect and more from a location acclaimed as Visitor City of the Year (Good Britain Guide) and one of the Top 30 best cities for business in Europe (Cushman & Wakefield Survey).

Leeds has established itself as a successful European city:

  • regional capital of Yorkshire and The Humber region
  • centrally situated at the heart of one of the UK’s largest economic regions
  • Leeds has had one of the fastest growing economies in the UK
  • has attracted over £5bn of commercial investment and development.
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Leeds – International city of business

Posted by admin on May 13th, 2011
leeds city centre

As one of the UK’s leading financial services centres outside London, Leeds is an increasingly important part of the UK financial services industry, itself a world leader.

Financial services are a 24 hour global industry and Leeds’ expertise in the sector strengthens its position as an international city of business.

  • Leeds is now ranked among the top 30 cities for business in Europe (Cushman & Wakefield Survey 2006)
  • The city’s financial and professional services firms serve national and international clients not just regionally, but nationally and across the world.
  • A recent survey of LFSI’s member firms showed that 87% are represented or have links overseas in over 30 countries including all the major markets. Areas with the largest representation of Leeds firms are the EU, USA, Non-EU Europe, China and the Far East.
  • Leeds firms are well equipped to assist non-UK businesses seeking to locate or do business in the region and elsewhere in the UK. More information under Locating and Finding Services In Leeds
  • Areas of expertise of interest to international and overseas clients range from PPP/PFI work to international dispute resolution. For a fuller description of international services see Expertise . And details of individual firms are listed under International Links .
  • Leeds is a cosmopolitan city. As the regional capital of Yorkshire Humber, which has a population of 5 million and a GVA of £65bn, Leeds is a significant European city with fast growing international links.
  • Well situated for international transport services, Leeds has also established an international reputation in the arts, education, sport and tourism.
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For better business advice talk to us in Leeds

Posted by admin on May 13th, 2011
business advice

Whether you simply want to get the most from the city’s diverse range of business advice providers – as listed below – or consider conducting business here, we would be delighted to help you. To find out more about business advice in Leeds see our new Guide to Leeds Advisors. To download a copy of the Guide click on any of the sectors below, go to Sector Overviews, or contact LFSI.

 

 

Leeds has become the foremost UK centre outside of London city for any company wishing to benefit from high quality advice and service combined with highly competitive rates and an excellent environment for business.

Leeds Financial Services Initiative (LFSI) is dedicated to assisting organisations which are looking for services, or seeking to do business in the UK’s fastest growing city.

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